InsuraValue

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InsuraValue

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Replacement Cost Valuations & Insurable Value Assessments

Replacement Cost Valuations & Insurable Value AssessmentsReplacement Cost Valuations & Insurable Value AssessmentsReplacement Cost Valuations & Insurable Value Assessments

Serving Miami-Dade, Broward, Palm Beach, Florida Keys

Request a proposal

305-432-4651

Replacement Cost Valuations & Insurable Value Assessments

Replacement Cost Valuations & Insurable Value AssessmentsReplacement Cost Valuations & Insurable Value AssessmentsReplacement Cost Valuations & Insurable Value Assessments

Serving Miami-Dade, Broward, Palm Beach, Florida Keys

Request a proposal

305-432-4651

Clear, Accurate, Valuations for Today's Insurance Market

InsuraValue provides professional Replacement-Cost Valuations (RCV) and Insurable Value Assessments for multifamily residential buildings and commercial properties across South Florida.


Our valuations are used by:

  • Insurance companies and underwriting teams
  • Citizens Insurance and Citizens-appointed underwriters
  • Condominium associations
  • Property management companies 
  • HOA communities 


They support:

  • Insurance renewals
  • Citizens Insurance underwriting requirements
  • Board decision-making
  • Reserve planning
  • Florida Statute 718 Compliance

       

Why InsurValue

A Commercial Appraiser You Can Rely On

Years of experience valuing commercial, multifamily, industrial, and specialty-use buildings across South Florida.

Florida Specific Construction Knowledge

Hurricane codes, regional labor costs, and coastal building conditions significantly influence replacement cost. Our models reflect local, code-compliant reconstruction requirements, not generic national templates.

Aligned With Citizens Insurance Expectations

Our valuation methodology is designed to provide the clear, defensible reconstruction figures that Citizens Insurance underwriters rely on during the renewal process.

Clear, Defensible Reporting

Every report is written for decision-makers — underwriters, boards, property managers, and insurers.

Dedicated to Insurance-Focused Valuations

We specialize exclusively in replacement-cost and insurable-value work, not market-value real estate appraisals.

Property Types We Value

Condominium buildings, HOA communities, Commercial properties, Office and retail, Industrial / warehouse, Hotels and hospitality.

Protect Your Property With Accurate Numbers

Underinsurance and overinsurance both create unnecessary risk. InsuraValue provides clear, precise valuations built on real-world reconstruction data and Florida building-code standards — including the requirements of Citizens Insurance.

Copyright © 2025 InsuraValue - All Rights Reserved.


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