About Us

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 InsuraValue is a South Florida valuation firm specializing exclusively in Replacement-Cost Valuations (RCV) and Insurable Value Assessments for condominium associations, homeowners associations, commercial properties, and property management organizations.

All valuations are completed using CoreLogic Commercial Valuation, including the CoreLogic Valuation Detailed Report – Property Express, the reconstruction-cost platform recognized by Citizens Insurance.

Our focus is simple:

Provide accurate, defensible, insurance-ready valuation reports that help our clients secure proper coverage and minimize risk.

InsuraValue is led by an experienced commercial real estate appraiser with extensive background in:

• Commercial properties
   
• Multifamily and condominium buildings
   
• Retail and office properties
   
• Industrial and warehouse facilities
   
• Multi-building HOA communities
   

This commercial valuation experience provides a deep understanding of building systems, reconstruction costs, and South Florida construction requirements.

We specialize in:

• Replacement-cost modeling
   
• Insurance-specific reconstruction valuation
   
• CoreLogic Commercial Valuation
   
• Citizens Insurance documentation standards
   
• Clear, underwriter-ready reporting

 Reconstruction costs in South Florida require a detailed understanding of:

• Miami-Dade hurricane standards
   
• Wind-load building requirements
   
• Regional labor and material pricing
   
• Coastal reinforcement and waterproofing systems
   
• High-cost commercial components
   

Our valuations reflect actual regional construction conditions, not generic national templates.

We do not perform market-value real estate appraisals.
Our work is 100% focused on replacement cost for insurance purposes.

All valuation reports include the CoreLogic Valuation Detailed Report – Property Express, the same format used by brokers and Citizens Insurance underwriting teams.

Our reports are structured for:

• Underwriters
   
• Insurance brokers
   
• Boards & association managers
   
• Property management firms
   

Every report is polished, organized, and suitable for board meetings and insurance submissions.

• Condominium associations
   
• Homeowners associations
   
• Property management companies
   
• Commercial building owners
   
• Insurance brokers and agents
   
• Citizens Insurance reviewers

At InsuraValue, every valuation is completed with precision, professionalism, and a commitment to providing clear, accurate reconstruction valuations that support insurance renewals and underwriting requirements.