Commercial Property Insurance Valuations

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 InsuraValue provides professional Replacement-Cost Valuations (RCV) for commercial properties throughout South Florida.

All valuations are completed using CoreLogic Commercial Valuation, including the CoreLogic Valuation Detailed Report – Property Express, the reconstruction-cost format recognized by Citizens Insurance.

We provide commercial valuations for:

• Property management firms
   
• Commercial property owners
   
• Insurance brokers and agents
   
• Portfolio managers
   
• Condo/HOA buildings with commercial components

 We prepare reconstruction valuations for a wide range of commercial properties, including:

• Office buildings
   
• Retail centers and strip plazas
   
• Restaurants and food-service buildings
   
• Industrial and warehouse facilities
   
• Flex and mixed-use buildings
   
• Medical office buildings
   
• Hospitality and specialty-use structures

 Our commercial valuations provide a comprehensive reconstruction model for:

• Structural systems
   
• Roofing and waterproofing
   
• Exterior walls, glazing, and building envelope
   
• Mechanical, electrical, and plumbing systems
   
• Fire and life-safety systems
   
• Interior buildouts (office, retail, medical, industrial, etc.)
   
• ADA-related elements
   
• Site improvements and exterior structures
   

All reconstruction values are modeled using CoreLogic Commercial Valuation to ensure accuracy and consistency.

 We include precise valuation for interior improvements such as:

• Office buildouts
   
• Retail interiors
   
• Restaurants and commercial kitchens
   
• Medical suites
   
• Industrial interior components
   
• Multi-tenant divisions 

Every report includes the CoreLogic Valuation Detailed Report – Property Express, recognized by Citizens Insurance.

Our background includes extensive experience with commercial, industrial, and mixed-use buildings across South Florida.

Our reconstruction valuations are based on:

• South Florida contractor pricing
   
• Regional labor & material costs
   
• Miami-Dade hurricane code requirements
   
• Real-world commercial construction costs
   

Professional formatting designed for:

• Underwriters
   
• Brokers
   
• Commercial managers
   
• Owners

1. Property Review
   Evaluation of site plans, specifications, and building details.
    
2. On-Site Assessment
   Inspection of building systems, envelope, and site improvements.
    
3. CoreLogic Cost Modeling
   Reconstruction calculations produced using CoreLogic Commercial Valuation.
    
4. Final Report Delivery
   Includes the official CoreLogic Valuation Detailed Report – Property Express.
    
5. Support During Renewal
   We assist brokers and underwriters with any follow-up questions.