Our Services

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InsuraValue provides specialized Replacement-Cost Valuations (RCV) and Insurable Value Assessments designed for condominium associations, homeowners associations, commercial property owners, and property management companies throughout South Florida.

All valuations are completed using CoreLogic Commercial Valuation, including the CoreLogic Valuation Detailed Report – Property Express, the reconstruction-cost format recognized by Citizens Insurance.

A Replacement-Cost Valuation determines the cost to fully reconstruct a building using current labor, material, and code requirements.

Every report includes:

• CoreLogic Commercial Valuation modeling
   
• CoreLogic Valuation Detailed Report – Property Express
   
• Code-compliant reconstruction analysis
   
• Structural, mechanical, electrical, and plumbing valuation
   
• Roof and building-envelope analysis
   
• Valuation of site improvements and amenities
   
• South Florida cost data calibrated for hurricane standards
   

Designed for:

• Insurance renewals
   
• Citizens Insurance underwriting
   
• Board decisions

• Property management planning
   

Insurable Value reflects what must be insured under governing documents, Florida Statute 718, and Citizens Insurance requirements.

Our assessments include:

• Full building replacement cost
   
• Amenity and ancillary-structure valuation
   
• Code and construction compliance
   
• Citizens-ready reporting
   
• CoreLogic Property Express documentation
   

Used by:

• Condominium associations
   
• Homeowners associations
   
• Property management firms
   
• Insurance brokers
   
• Citizens Insurance reviewers

We provide multi-building valuations for associations of all types:

• Residential buildings
   
• Townhome communities
   
• Carports & garages
   
• Clubhouses & fitness centers
   
• Pools & recreation structures
   
• Guardhouses & entry structures
   
• Lighting, fencing & hardscape
   

Benefits:

• CoreLogic-based values aligned with Citizens Insurance
   
• Reduced disputes during renewal
   
• Clear documentation for boards

We provide full commercial reconstruction valuations using CoreLogic Commercial Valuation for:

• Office buildings
   
• Retail centers
   
• Industrial & warehouse buildings
   
• Flex & mixed-use properties
   
• Medical office buildings
   
• Hospitality & specialty-use structures
   

Each report includes:

• Structural and system reconstruction cost
   
• Roof and building envelope analysis
   
• Mechanical, electrical & plumbing systems
   
• Life-safety and fire systems
   
• Site improvements, paving & lighting
   
• CoreLogic Valuation Detailed Report – Property Express

•  Commercial appraiser with extensive South Florida experience
   
• CoreLogic Commercial Valuation (Citizens-recognized platform)
   
• Local reconstruction cost modeling
   
• Clear, defensible insurance-ready reporting
   
• Dedicated exclusively to insurance-based valuations